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Attention in details + reliable = the key to your new home.

 

 

Hi, there,

 

My name is Rita Fong and welcome to my website.  I hope you find it user friendly and useful at the same time.

 

I am located in Marion, Ar. and I also service West Memphis, Crawfordsville, Hughes, and Horseshoe Lake but not limited to, please give me a call and find out more information on the areas I service.

 

It doesn’t matter my client is a first time buyer/seller or seasoned buyer/seller, I am fortunate to earn their trust to be their REALTOR®, and I look forward to helping you to achieve your real estate goal also.

 

 

 

Buyer :

No matter you are buying your first house or move up to your dream home, the buying process remains the same, these are the basic items you will need before talking to a lender for a home loan :

 

** last 2 years of W-2 tax return

** social security card

** 2-3 months job pay stub

** 2-3 months check statement

 

As of 6/28/10, minimum required credit score is 620 for a home loan application.

 

There is a BIG advantage to be a buyer, you can choose the real estate agent you want to work with and it is FREE.  You don't pay our fee, the seller is.  And you have someone professional on your side to help you through the whole transaction, watch out for you and guide you every single step of the way.  Take advantage of this FREE service today. 

 

 

 

 

Credit Report and Tips to improve your Credit Score :

Every one is entitled to have ONE free credit report every 12 months through the 3 major credit bureau which is Equifax, Experian and TransUnion.  It is a good idea to keep your credit report monitored, especially if you are planning to do some major purchase like buying a new home.  You can obtain your free report without the score on http://www.annualcreditreport.com .  You have to pay if you want to have the score, too.

 

There are some simple ways to improve your credit score, like using your credit card monthly and pay it off every time.  Not the minimum payment, pay the whole balance every time.  So just spend on small items as possible, and you can still stay afloat. 

 

Pay your bill on time to avoid getting collection filed on your credit report.  This is red flag to a lender.

 

These simple steps can help you to increase your credit score, it is easy to follow and I have confidence you can do it.

 

 

 

 

Why is it important to get a loan pre-approval before house hunting?

Before you spend all your spare time to look for a new home, it is wise to find out how much you can borrow from a lender, so you will know how much of a house you should look at.  Also, the lender can give you a good faith estimate to let you know how much is your estimate monthly house note, with property tax and home insurance.  So you know what you are getting into.  It serves like a security blanket, and you know you won't go over board.

 

 

 

Seller :

Every market is local and different from each other, so pricing to sell needs some preparation before putting your house on the market.  My job is to give you the FACTS of similar sold properties and current active listings to compare with your house, in order to give you an appropriate listing price.

 

In today’s real estate market, PRICE is what selling a house.  If your house is in tip top shape, it will be a plus to enhance the sales, buyers nowadays are mostly Internet savvy, they do a lot of researches online themselves.  I don’t make empty promises to tell you that I will sell your house in record time or the highest amount.  But I know where and how to market your house to the fullest exposure and the best price we can get.  Honesty is my best policy.

 

 

 

 

Investor :

Real Estate has changed a lot in the last several years, there are short sales, foreclosures coming up on the market every now and then.  While it is a very sad situation for those homeowners who lost their homes, it becomes an opportunity for real estate investors to purchase some properties at very low price.  If you are interested in buying foreclosure, HUD homes, please give me a call or email to me.  I would be glad to help you.

 

 

 

 

Relocation :

Marion is located along I-55 and I-40, about 20 minutes away from Memphis downtown, Tn.  We are a quiet suburban town where we have many people relocate from just 20 miles away from us to statewide away from us.  There are many different reasons to relocate to Marion, for example for job transfer, school, close to family, move back to town after relocating somewhere else.  Whatever your reason of moving to Marion is, I make sure I take care of my clients to feel like they can call Marion their new home.  From taking you to get to know about Marion to arrange school tour before registering your child in school.  I am committed to be your resource of Marion.

 

 

http://www.marionarkansas.org

 

http://www.wmcoc.com

 

http://www.msd3.org

 

http://www.grsc.k12ar.us

 

Other than relocating to Marion, I can also help you if you are planning to relocate to a different town/state.  RE/MAX is a worldwide real estate company, I can help you by referring an agent of your location to be your buyer's agent. 

 

 

 

 

 

 

 

 

 

I strive to be the best agent for my clients, I continue to learn what is new in this industry, and where to get the answers.  I also post blog on Active Rain, a huge real estate platform for all real estate related professionals to share their market knowledge and experiences, please check out my blog by clicking the link as shown.  Please feel free to leave me some comments, I would love to hear your feedback.

 

Feel free to click the "Profile" tab on top of this page and check out my client testimonial and my professional profile background.

 

I look forward to working with you, and have a great day!

 

 

http://www.activerain.com/marionrealtor